Entrepeneurial family
2008 saw the birth of yet another entrepreneurial family, Chucks
and Roshnie Raj, who left the employment of Old Mutual Personal
Financial Advice to open their own Independent Financial Planning
Practice called “Chucks Raj Financial Planning”.
“It’s
been a wonderful 10 years at Old Mutual,” says Chucks, in which time
he and Roshnie strived to build a successful practice, as well as
many wonderful relationships with their clients. Both Chucks and
Roshnie hail from an Education background. They served the community
of Ladysmith in the Education arena for 10 and 12 years
respectively, since 1989. Both were Educators at Senior Secondary
Level.
Chucks joined Old Mutual in 1998, and Roshnie joined him to manage
his Practice at the end of 2000. During their tenure in financial
planning, the couple’s practice has continuously grown. After 10
years at Old Mutual, they decided (in 2008) to start their own
Independent Financial Planning Practice. Chucks and Roshnie wanted
to give client’s objective advice based on clients’ individual
needs, as well as on a range of the best products available in the
market, instead of being limited to those of one company. Hence the
establishment of Chucks Raj Financial Planning.
New home for CHUCKS RAJ FINANCIAL PLANNING
Spring 2014 saw yet another positive change for the duo...not only
did their Independent Financial Planning Practice turn 6; they also
acquired a new premises for the business. Since 1 September 2014,
Chucks Raj Financial Planning has officially moved to 27 Lambton
Road, Hospital Park, in Ladysmith KwaZulu Natal.
In
keeping with their goal of providing sound financial advice, and the
best possible service to their clients, the couple decided that it
would be better if they operated out of their own premises instead
of a rental. This move will ensure a more personal, client-oriented
environment, which is focused on financial planning; and is
complimented by conveniences such as ample and secure parking for
clients.
Qualifications
Being former educators, Chucks and Roshnie
place great emphasis on a sound educational background in order to
provide their clients with excellent advice. Both Chucks and Roshnie
have Higher Education Diplomas with Chucks majoring in Maths,
Electronics, Physics and Chemistry, and Roshnie majoring in Maths
and Computer Science. They both also hold a BA Degree majoring in
Economics and Commercial Law. Chucks then furthered his Studies to
obtain his Post graduate Diploma in Financial Planning. The couple
also wrote the Financial Services Board Regulatory Examinations, and
passed both the exams with exceptional results. Both Chucks and
Roshnie are Key Individuals in their Practice. |
Furthermore, Chucks is a Certified
Financial Planner® Professional (CFP® Professional) since 2001,
which is the highest qualification in the Financial Planning
industry. Of the 100,000 practising financial advisers in South
Africa, only about 4% are CFP® Professionals. Chucks is also a ‘Top
of the Table’ member of the internationally based Million Dollar
Round Table (MDRT) Association and member of the Financial
Planning Institute (FPI) of Southern Africa. He is also a member of
Masthead Financial Services
Sound financial advice
The duo place great emphasis on
providing sound financial advice, efficient client service, and
looking after the needs of their clients. They also emphasise that
hard work, giving attention to detail, and understanding the needs
of their clients has gotten them to where they are today.
The couple attribute their success to the
loving Grace of the Almighty, the continued and loyal support of
their clients and the hard work put in by their dedicated and loyal
staff members.
Chucks and Roshnie would like to officially
welcome all existing and prospective clients to their new premises,
which will always have honesty and integrity as its foundation.
|